In the New Money Company Metal API, all entities—whether individuals or businesses—are referred to as "companies."

The Metal platform defines three types of companies:

Individual: Represents a single person who can receive payments on the platform.

Business: Represents a registered legal entity eligible to receive payments.

Managing Business: Represents a legal entity that can manage and control other companies (Individuals or Businesses) on the platform. This is ideal for organizations overseeing multiple contractors, subsidiaries, or accounts.

A company object looks like this:

{
            "id": "c_cf7rvh13",
            "name": "TestCo 123",
            "created_at": "2025-01-23 15:17:06.171908+00",
            "updated_at": "2025-01-23 15:17:07.53375+00",
            "stripe_publishable_key": null,
            "logo_url": null,
            "upsolve_key": null,
            "type": "BUSINESS",
            "status": "ACTIVE",
            "kyb_status": "SUCCESS",
            "sandbox": false,
            "legal_business_name": "TestCo 123",
            "formation_date": null,
            "business_tax_id": "1234567",
            "duns": null,
            "stock_symbol": null,
            "website": null,
            "phone": "17733396772",
            "address_id": "ad_mv3x5k7x",
            "invite_image_url": null,
            "header_image_url": null,
            "square_image_url": null,
            "credit_verification_status": "PENDING",
            "credit_limit": 0,
            "shared_account_id": "a_mlh3x5k7",
            "billing_email": "reuben+testco@newmoneycompany.com",
            "stripe_api_key_anon": null
},